Best Monthly Savings Accounts 2025. Below are some of the savings accounts cnet recommends that don’t charge high fees and offer competitive interest earnings on your money. The best savings account should topple the national average of 0.43% apy and have no monthly fees or large balance requirements so you can reap the full reward.
See the best savings accounts for january 2025 based on interest rates, monthly fees, minimum balances, and other features that matter to you. Nerdwallet’s best savings accounts of january 2025: